Every benefit optimized for tax savings. Every structure built to stay compliant.
Group health, ancillary coverage, and 401(k) — plus advanced strategies like cash balance plans, our Preventative Care Management Plan, and a full suite of federal and state tax credits and incentives. We make sure every piece is structured to save the most, and to meet the standard.
Schedule a call →Most benefits do one of two things well. We insist on both.
Plenty of firms can find a tax angle. Plenty can keep you compliant. Far fewer do both at once — and in employer benefits, doing one without the other is how programs unravel. We build for savings and compliance together, on every plan we touch.
Maximize the savings
Every plan and strategy structured for the greatest legitimate tax efficiency — nothing left on the table, nothing that can’t be defended.
Meet the standard
Compliance-first on everything we touch. We build to the legal standard, not around it — so the savings hold up under scrutiny.
One firm, the whole stack
Benefits, retirement, and employer tax strategy handled under one roof, working together instead of in silos.
Four ways we put tax efficiency to work.
Benefits Compliance & Optimization
We review and restructure your group health, ancillary coverage, and 401(k) so each is set up to maximize tax efficiency and meet compliance standards.
Learn more →Preventative Care Management Plan
A full benefits suite that nets to zero cost for the employer — funded by legitimate pre-tax savings under §125 and §105 — while raising employee take-home pay.
Learn more →Cash Balance Combo Plans
Pair a cash balance plan with your 401(k) to unlock substantially larger tax-deductible contributions for owners and key people.
Learn more →Credits, Deductions & Incentives
Engineering-based studies that pull money out of what you already own and already do — cost segregation, R&D credits, energy deductions, and more.
Learn more →The money already sitting in your business.
Buildings, equipment, technical work, exports, expansions — each one carries a federal or state incentive most companies never claim. Every study is engineering-based, documented to hold up, and coordinated with your CPA.
Cost Segregation
Accelerate depreciation on commercial and investment property to front-load deductions and free up cash.
R&D Tax Credit
A dollar-for-dollar federal credit on qualified spend to develop or improve products, processes, software, and formulas.
179D Energy Deduction
Up to $5.94 per square foot on energy-efficient buildings — claimable by owners, architects, engineers, and design-build contractors.
Repair vs. Capitalization §263(a)
Deduct now what you’ve been depreciating for decades, and write off the basis in components you already tore out.
Predominant Use Study
Prove qualifying utility consumption, exempt the meter from sales tax, and recover tax already paid.
Negotiated Incentives
State and local grants, abatements, and rebates for job creation and capital investment — negotiated before you commit.
Transfer Pricing & IC-DISC
Defend cross-border intercompany pricing, and convert export profit into qualified dividend income.
Local Law 97
Model NYC building emissions against the cap, plan compliance, and fund the retrofit with the incentives it generates.
Compliance isn’t a feature we add. It’s where we start.
This space is crowded with programs that chase a tax number and cut corners to get there — funding products the law doesn’t allow, papering over coverage requirements, pricing benefits in ways that fail nondiscrimination testing, filing credits with no documentation behind them. When any one piece fails the legal standard, the whole arrangement can unravel, and the savings were never real.
We build the other way. Every structure and every study we put in front of an employer is designed to hold up to scrutiny first — because a tax strategy that doesn’t survive review isn’t a strategy, it’s a liability. That discipline is the reason to work with us.
See what your benefits and tax structure could be doing.
A short call is enough to spot where you’re leaving savings on the table — or carrying compliance risk you didn’t know about.
Schedule a call →